Gain Financial Freedom With a Stated Income Commercial Real Estate Loan

Your valuable commercial real estate could become a source of working capital with a stated income commercial real estate loan through Fast Capital Lenders™. This financing program focuses on the value of your property, reducing the impact of your credit history on the approval process. As long as the value of your commercial property covers the mortgage, insurance and taxes, you may be approved. We work with several property types, including apartments, warehouses and restaurants. This is a great financing option for people who have struggled with credit in the past or who want to avoid the paperwork associated with traditional loans.

Terms and Benefits

We take pride in offering our customers a top-notch financing experience. Customers can expect excellent customer service, attention to detail, and competitive terms. Our stated income commercial real estate loans come with the following terms and benefits:

  • Ability to borrow up to $500,000
  • Minimum credit score of 600
  • Self-employment documentation or W-2 required to apply
  • 25-year amortized loans
  • Fixed interest rates
  • Up to 65% loan-to-value (LTV) for retail, office, self-storage, auto service and warehouse properties
  • Up to 70% LTV for properties that are not owner occupied (one to four units)
  • Fast closing in as little as two or three weeks

Applicants with credit scores over 700 may qualify for up to 75% LTV on mixed-use and multifamily properties that have five units or more. If approved, you may use the funds to consolidate debt, improve your commercial properties, build working capital, purchase new properties or refinance.

Learn More

Reach out to Fast Capital Lenders™ for more details about our stated income commercial real estate financing. A member of our team will give you a free analysis of your financial situation to help you decide if this is the right product for you. We will support you through each step of our no-obligation application process.